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Kansas Insurance Exam: Questions, Passing Score and What's Tested

October 28, 2026 · PassReadyPro Team

Kansas insurance exams are given by Pearson VUE for the Kansas Insurance Department. Kansas states its passing score as a percentage, which makes it simpler to plan around than a scaled score. Here is what the handbook and outlines say.

Quick answer: The Life, Property and Casualty exams each have 84 scored questions and a 90-minute limit, for $57. The combined Property & Casualty exam has 140 scored questions, takes 150 minutes and costs $64. The passing score is 70%. If you do not pass, you must wait at least 24 hours before scheduling, and the handbook says candidates currently wait at least seven calendar days before retaking.

The exams at a glance

Pearson's July 2026 handbook lists the time and fees, and the outlines (effective March 1, 2025) list the questions:

ExamScored questionsUnscored pretestTime allottedFee
Life Producer841190 minutes$57
Property and Allied Lines Producer84590 minutes$57
Casualty and Allied Lines Producer84590 minutes$57
Property & Casualty and Allied Lines (combined)14014150 minutes$64
Life and Accident & Health (combined)14014150 minutes$64
Personal Lines Producer100590 minutes$57

The combined exams can be taken during one session, and all combinations must be requested when you reserve.

How the scoring works

  • The passing score is 70%, set by the Kansas Insurance Department. The handbook states it as a percentage.
  • Fail and you get a numeric score plus diagnostic information and details on retaking.
  • You can retake as many times as you need. There is no limit on attempts, but each attempt costs the fee.
  • The wait: you must wait at least 24 hours before scheduling a retest. The handbook also says that currently, candidates who fail must wait at least seven calendar days before retaking the exam. Plan for the longer wait.

What's on each exam

The general section is national content and the Kansas section covers state law.

ExamGeneral (scored)Kansas law (scored)
Life5034 (20 all lines + 14 life only)
Property and Allied Lines5034 (20 all lines + 7 property and casualty + 7 property only)
Casualty and Allied Lines5034 (20 all lines + 7 property and casualty + 7 casualty only)
Property & Casualty (combined)10040 (the rest of the 140)

Kansas law is about 40% of each single-line exam (34 of 84) and 29% of the combined P&C exam (40 of 140). The Kansas portion cites the Kansas Statutes Annotated and regulations for life, health, property and casualty insurance, with the first block common to all lines.

The general sections: Life is types of policies 15, life provisions, riders, options and exclusions 15, completing the application, underwriting and delivering the policy 12 and retirement and other insurance concepts 8. Property is types of policies 22, terms and related concepts 15 and policy provisions and contract law 13. Casualty is 23, 15 and 12.

Booking and test-day rules from the handbook

  • Reserve at least 24 hours ahead. Walk-in exams are not available.
  • Change or cancel at least 48 hours ahead by calling Pearson to transfer the fee or request a refund.
  • Bring two forms of current signature ID. The primary ID must be government-issued with your photo and signature, and the secondary ID must contain a valid signature. All ID must be in English.
  • Arrive at least 30 minutes early. The exam ends automatically when time runs out.
  • Fees are paid when you reserve by card, debit card or voucher, and are non-refundable and non-transferable except under the change and cancel policy.
  • Fingerprints: Pearson also offers digital fingerprinting at some Kansas test centers for $20, according to the fee table.

A study plan that follows the questions

  1. Practice to the clock. 84 questions in 90 minutes is about 64 seconds each.
  2. Study Kansas law as a unit. The 20 "all lines" questions appear on every line, so learn them first.
  3. Aim well above 70%. You need 70% overall, and a seven-day wait follows each miss.
  4. For the combined P&C exam, plan for 150 minutes and 140 scored questions; the Property and Casualty outlines both apply.

See how to get your Kansas insurance license for what comes after the exam.

Figures come from Pearson VUE's July 2026 handbook and its outlines (effective March 1, 2025) as of October 2026 and can change. Check Pearson VUE before you book.

Ready to start your Kansas license?

Start the Kansas Property & Casualty course → — built around the Kansas exam outline, with timed practice exams and a state-law section.

Start the Kansas Life Only course → — the same approach for the life exam.

Both are one flat price per license line: pay once, keep lifetime access, no subscription, and backed by our Pass Guarantee. Not sure which line to pick? Compare everything on the Kansas page, or book a 1-on-1 tutoring session and we'll help you choose and build a study plan.

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Frequently asked questions

How many questions are on the Kansas Property exam?+

84 scored questions (50 general and 34 on Kansas law) plus 5 unscored pretest questions, with a 90-minute limit.

What is the passing score for the Kansas insurance exam?+

70%, according to Pearson's Kansas handbook.

How long do I wait to retake the Kansas exam?+

At least 24 hours before you can schedule, and the handbook says candidates who fail currently must wait at least seven calendar days before retaking. There is no limit on how many times you can take the exam.

How much does the Kansas insurance exam cost?+

$57 for a single-line exam and $64 for a combination of major lines, paid when you reserve.

What ID do I need for the Kansas exam?+

Two forms of current signature ID: a government-issued photo ID with a signature, and a secondary ID with a valid signature. All ID must be in English.

Ready to start studying?

Browse our Kansas pre-licensing courses — pay once, study at your own pace.

See Kansas Courses

This article is for general informational purposes and reflects our understanding of Kansas's licensing process at the time of writing. Requirements and procedures change — always verify current details with the Kansas Insurance Department or your exam administrator before relying on anything here.