How to Get Your Virginia Insurance License: Step-by-Step Guide
October 19, 2026 · PassReadyPro Team
Virginia licenses insurance agents through the State Corporation Commission's Bureau of Insurance. The process is straightforward: pass the exam, get fingerprinted, and apply.
Quick answer: Virginia does not require a pre-licensing course for producer lines (only title insurance has one). You pass the licensing exam, get fingerprinted through Fieldprint ($37.95 including state police and FBI fees), and apply online through Sircon or NIPR. Allow about 15 business days for processing.
Step 1: Confirm you're eligible
Virginia licenses agents under Chapter 18 of Title 38.2 of the Code of Virginia. The Bureau reviews applications for criminal and regulatory history, and applications that include a misdemeanor or felony conviction take longer to process — the Bureau says 30–60 business days rather than about 15.
Step 2: Prepare for the exam
The Bureau of Insurance does not require a pre-licensing course for producer licenses. The one exception is the title insurance license, which requires a 16-hour pre-licensing study course. Virginia's exams include state-specific law, so most candidates still use a prep course built around the Virginia outline and take timed practice exams before test day. See the Virginia courses →
Step 3: Pass the licensing exam
The Bureau's licensing page says the insurance licensing exams are administered by Prometric; you register online or by phone through Prometric. Exam fees and passing scores are set by the exam provider and printed in its candidate materials, so confirm both on the Bureau's licensing page before you schedule.
Step 4: Get fingerprinted and apply
Residents are fingerprinted through Fieldprint, which has 93 locations in the state. The cost is $37.95, including the Virginia State Police and FBI fees, and you use the code for your license type. Fingerprints must be no older than 90 days when used with an application.
Apply online through Sircon or NIPR. The state application fee is charged per line of authority — NIPR lists $15 — and the Bureau closes an application after 30 days if required documents are missing.
What it actually costs
| Item | Cost |
|---|---|
| Licensing exam | set by the exam provider — confirm before scheduling |
| Fingerprints (Fieldprint) | $37.95 |
| Application fee | about $15 per line of authority |
| Pre-licensing course | not required for producers |
Keeping your license
Virginia licenses are renewed every two years based on the agent's birth month; renewal is currently listed at $10 per line of authority. Property & casualty or life agents complete 16 hours of continuing education each cycle (24 hours for multiple categories), including 3 hours of ethics. Confirm the current numbers on the Bureau's renewal page.
Putting it together
Study, pass the exam, book Fieldprint right away so the 90-day window works in your favor, and apply online. Most clean applications are processed in about three weeks.
Ready to start your Virginia license?
Start the Virginia Property & Casualty course → — built around the Virginia exam outline, with timed practice exams and a state-law section.
Start the Virginia Life Only course → — the same approach for the life exam.
Both are one flat price per license line: pay once, keep lifetime access, no subscription, and backed by our Pass Guarantee. Not sure which line to pick? Compare everything on the Virginia page, or book a 1-on-1 tutoring session and we'll help you choose and build a study plan.
Related reading
Frequently asked questions
Does Virginia require pre-licensing education?+
Not for producer lines. The Bureau of Insurance requires a 16-hour pre-licensing course only for a title insurance license. Most candidates still prepare with a Virginia-specific course.
How much do Virginia fingerprints cost?+
The Bureau lists $37.95 through Fieldprint, which includes the Virginia State Police and FBI fees. Fingerprints must be no older than 90 days when you apply.
How long does it take to get a Virginia insurance license?+
The Bureau says to allow about 15 business days to process an application, or 30–60 business days if the application includes a misdemeanor or felony conviction.
How often do I renew a Virginia insurance license?+
Every two years, based on your birth month. Continuing education is required — 16 hours for property and casualty or for life and health, including 3 hours of ethics.
Ready to start studying?
Browse our Virginia pre-licensing courses — pay once, study at your own pace.
See Virginia CoursesThis article is for general informational purposes and reflects our understanding of Virginia's licensing process at the time of writing. Requirements and procedures change — always verify current details with the Virginia State Corporation Commission Bureau of Insurance or your exam administrator before relying on anything here.