How much does the Vermont insurance exam cost?

Prometric's Vermont bulletin lists $73 for single-line exams and $87 for the combined Life/Accident & Health and Property & Casualty exams.

When can I apply after passing the Vermont exam?

48 hours after passing, through NIPR. Electronic applications significantly reduce processing time compared with paper.

How long is my Vermont exam registration valid?

90 calendar days after it has been processed, per Prometric's bulletin; exam fees are valid for 90 days from receipt.

How many CE hours does Vermont require?

24 credit hours every two years. Vermont licenses are biennial and expire on March 31 of odd-numbered years.

How to Get Your Vermont Insurance License: Step-by-Step Guide

Vermont producers are licensed by the Department of Financial Regulation (DFR). Vermont's exams are given by Prometric, and you apply electronically after you pass.

Quick answer: Vermont's Prometric exams cost $73 for a single line and $87 for the combined Life/Accident & Health or Property & Casualty exams, and registration is valid for 90 days. Apply through NIPR 48 hours after passing. Producers complete 24 hours of continuing education every two years.

Step 1: Confirm you're eligible

Vermont residents must be 18, live in Vermont or maintain a principal place of business there, and be deemed competent, trustworthy, financially responsible and of good reputation by the Commissioner. A new resident previously licensed for the same lines in another state can be exempt from the exam if currently licensed there or applying within 90 days of cancellation.

Step 2: Prepare for the exam

Prometric's bulletin lists no required education before the exam. A course built on the Vermont outline is the fastest way to cover the general and Vermont-law material. See the Vermont courses →

Step 3: Register and pass the exam

Register at Prometric's Vermont page. The bulletin's registration form (it's marked effective March 2026 but carries 2021 revision text, so confirm fees when you register) lists:

Exam	Fee
Producer's Life	$73
Producer's Accident, Health and HMO	$73
Producer's Property	$73
Producer's Casualty	$73
Personal Lines	$73
Producer's Life, Accident, Health and HMO (combined)	$87
Producer's Property and Casualty (combined)	$87

Exam fees are non-refundable and valid for 90 days from receipt by Prometric. Reschedule or cancel at least 24 hours ahead. The bulletin we reviewed did not state a passing score — check your exam's content outline.

Step 4: Apply for the license

Apply through NIPR 48 hours after passing; electronic applications process faster than paper. The bulletin says the initial application must be accompanied by a $41.50 application fee plus the appropriate licensing fee; NIPR's Vermont page shows a $60 state fee for a producer license, so confirm the total on the DFR producer license page.

What it actually costs

Item	Cost
Prometric exam (single line / combined)	$73 / $87
Application and license fees	see DFR (bulletin: $41.50 application fee + license fee; NIPR shows $60)
Pre-licensing course	not listed as required

Keeping your license

Vermont producer licenses are biennial and run to March 31 of each odd-numbered year; Vermont doesn't prorate fees. Producers complete 24 credit hours of continuing education every two years.

Putting it together

Study to the Vermont outline, take the Prometric exam within 90 days of registering, and apply through NIPR 48 hours after you pass.

Ready to start your Vermont license?

Start the Vermont Property & Casualty course → — built around the Vermont exam outline, with timed practice exams and a state-law section.

Start the Vermont Life Only course → — the same approach for the life exam.

Both are one flat price per license line: pay once, keep lifetime access, no subscription, and backed by our Pass Guarantee. Not sure which line to pick? Compare everything on the Vermont page, or book a 1-on-1 tutoring session and we'll help you choose and build a study plan.