Does Pennsylvania require a pre-licensing course?

No. A 2024 amendment to the Insurance Department Act removed the preexamination education requirement, so you can schedule the PSI exam without a course. Most candidates still prepare with one because the exam includes Pennsylvania-law questions.

How much does the Pennsylvania insurance exam cost?

PSI's booklet lists $45 for single-line exams such as Life or Property, and $55 for combined exams such as Property & Casualty. Fees are non-refundable and you pay again for each attempt.

How long do I have to apply after I pass the exam?

You must submit your license application to the Pennsylvania Insurance Department within one year of passing the exam.

Do I need to be fingerprinted in Pennsylvania?

Yes, for a new resident producer license. Fingerprints are taken at an IdentoGO enrollment center. Register after you've passed and applied, not before.

How to Get Your Pennsylvania Insurance License: Step-by-Step Guide

Getting a Pennsylvania insurance producer license is a four-part process: make sure you qualify, prepare for the exam, pass it with PSI, and then apply to the Pennsylvania Insurance Department and get fingerprinted. Here is how each step works.

Quick answer: Pennsylvania no longer requires a pre-licensing course. You pass a PSI exam ($45 for a single line, $55 for the combined Property & Casualty exam), apply to the Insurance Department with a $55 application fee, and get fingerprinted at an IdentoGO center. You must submit your application within one year of passing.

Step 1: Confirm you're eligible

To be a Pennsylvania resident insurance producer you must be at least 18, have a primary residence or business location in the state, and pass the licensing exam for the lines you want. The Department also looks at fitness and reliability, so a criminal history or past regulatory action will be reviewed. Producer licensing is governed by Article VI-A of the Insurance Department Act, and the Department can deny a license for specific listed reasons.

Step 2: Prepare for the exam

You no longer have to complete pre-licensing education first. A 2024 amendment to the Insurance Department Act (Act 142, effective October 31, 2024) removed the preexamination education requirement, so the exam is the gate. Some older study guides still describe a required course, so if you see one, trust the Department and PSI's current candidate booklet instead.

The exam is a national section plus a Pennsylvania-law section, so state-specific study matters. A course built around the Pennsylvania outline is the fastest way to cover it, and timed practice exams show you whether you're ready. See the Pennsylvania courses →

Step 3: Schedule and pass the exam with PSI

PSI administers the Pennsylvania insurance exams. You pay and schedule directly with PSI at test-takers.psiexams.com/pain, at a test center or by remote proctoring. PSI's booklet lists these exam fees:

Exam	Series	Fee
Life Insurance	16-01	$45
Property & Casualty (combined)	16-06	$55
Property and Allied Lines	16-04	$45
Casualty and Allied Lines	16-05	$45
Personal Lines	16-16	$45

Pennsylvania gives a separate exam for each major line, and the combination exams (Life/Accident & Health, or Property & Casualty) fold the single-line content together — you must pass the overall exam. There is no limit on how many times you can retake an exam after a fail, but exam fees are not refundable or transferable. Your score appears on screen when you finish.

Step 4: Apply and get fingerprinted

After you pass, complete your license application online — PSI's test site kiosk lets you do it right there — or through Sircon or NIPR. The Department's resident application fee is $55, and an online service fee of roughly $12.50 may apply.

Fingerprinting is required for a new resident producer license and is done at an IdentoGO enrollment center. Register at IdentoGO after you've passed and applied — prints submitted earlier can be destroyed and you'd pay again. Passing the exam does not guarantee a license; the Department reviews every application, and you have one year from passing to submit yours.

What it actually costs

Item	Cost
PSI exam (single line / combined P&C)	$45 / $55
Department application fee	$55
Online application service fee	about $12.50
Fingerprinting (IdentoGO)	paid at IdentoGO at booking
Pre-licensing course	not required; prep courses vary

These are the figures printed in PSI's candidate booklet and can change — confirm them before you pay.

Keeping your license

Pennsylvania producers complete 24 credit hours of continuing education each two-year license cycle, including 3 hours of ethics; licensees with a property or casualty line also need 2 hours of flood insurance. Plan CE early so it never holds up a renewal.

Putting it together

Because there is no required course, most candidates choose a structured prep course, drill timed practice exams until they pass comfortably, take the PSI exam, then complete the application and fingerprints in the same week. Many people finish within a few weeks.

Ready to start your Pennsylvania license?

Start the Pennsylvania Property & Casualty course → — built around the Pennsylvania exam outline, with timed practice exams and a state-law section.

Start the Pennsylvania Life Only course → — the same approach for the life exam.

Both are one flat price per license line: pay once, keep lifetime access, no subscription, and backed by our Pass Guarantee. Not sure which line to pick? Compare everything on the Pennsylvania page, or book a 1-on-1 tutoring session and we'll help you choose and build a study plan.