Does North Dakota require prelicensing courses?

No. The Insurance Department states that North Dakota law no longer requires an individual to take prelicensing courses.

How many times can I take the North Dakota exam?

As many as you need — PSI's bulletin says you may retest an unlimited number of times.

Does North Dakota require fingerprints?

Yes, for initial resident applicants. The Department says the fingerprint fee will be $43 effective October 1, 2026.

How to Get Your North Dakota Insurance License: Step-by-Step Guide

Q: How much does the North Dakota insurance exam cost?

PSI's bulletin lists $64 for Life and Annuity, Accident and Health, Property and Casualty, and $58 for Personal Lines.

North Dakota producers are licensed by the North Dakota Insurance Department. Exams are given by PSI, and you apply through NIPR after passing.

Quick answer: North Dakota's PSI exams cost $64 for Life and Annuity, Accident and Health, Property and Casualty, and $58 for Personal Lines. You need 70% to pass, can retest an unlimited number of times, and pay a $100 license fee through NIPR. The Department says North Dakota law no longer requires prelicensing courses.

Step 1: Confirm you're eligible

Per PSI's bulletin, a resident producer must be a North Dakota resident (or maintain a principal place of business in the state), be at least 18, be trustworthy, competent and financially responsible, pass the exam for each line, pay fees, and complete a criminal history record check. New residents who held a resident license in their previous state within the last 90 days are exempt from the exam for those lines.

Step 2: Prepare for the exam

The Department states that North Dakota law no longer requires prelicensing courses. A course built on the North Dakota outline is the fastest way to cover the general and state-law material. See the North Dakota courses →

Step 3: Register and pass the exam

Register at PSI's North Dakota page or by phone at (855) 340-3905. PSI's bulletin (dated December 2024, so confirm current fees) lists:

Exam	Fee	Items	To pass
Life and Annuity (Product and Laws)	$64	110	70% (77 correct)
Accident and Health (Product and Laws)	$64	110	70% (77 correct)
Property (Product and Laws)	$64	110	70% (77 correct)
Casualty (Product and Laws)	$64	110	70% (77 correct)
Personal Lines	$58	110	70% (77 correct)

Fees are non-refundable and valid for one year. You may retest an unlimited number of times; a passing score is valid for one year, and if you fail a portion of a two-portion exam you retake only that portion. PSI reports results to the Department within 48 hours of passing.

Step 4: Fingerprints and application

Initial resident applicants must be fingerprinted. The Department's page says the fingerprint fee will be $43 effective October 1, 2026. Then apply through NIPR; the initial license fee is $100, and adding a line to an active license has no fee. If you answer "yes" to a background question, send your written statement and court documents with the application.

What it actually costs

Item	Cost
PSI exam	$64 (Personal Lines $58)
Fingerprinting	$43 (effective Oct. 1, 2026)
Initial license fee (NIPR)	$100
Prelicensing course	not required

Keeping your license

Licenses renew every two years and expire on the last day of your birth month; you can renew up to 90 days before expiration. Producers complete 24 hours of continuing education with 3 hours in ethics, reported at the end of the two-year period.

Putting it together

Study to the North Dakota outline, take the PSI exam (retake as often as you need), get fingerprinted, and apply through NIPR.

Ready to start your North Dakota license?

Start the North Dakota Property & Casualty course → — built around the North Dakota exam outline, with timed practice exams and a state-law section.

Start the North Dakota Life Only course → — the same approach for the life exam.

Both are one flat price per license line: pay once, keep lifetime access, no subscription, and backed by our Pass Guarantee. Not sure which line to pick? Compare everything on the North Dakota page, or book a 1-on-1 tutoring session and we'll help you choose and build a study plan.