How much does the New Hampshire insurance exam cost?

PSI's bulletin lists $59 for single-line exams and $72 for the combined Life, Accident and Health and Property and Casualty exams.

Can I take the New Hampshire Life exam online?

Not anymore. Effective July 6, 2026, the Life and Life, Accident and Health exams are offered only in person at PSI testing locations.

How many CE hours does New Hampshire require?

24 hours each two-year cycle, including at least 3 (but no more than 10) ethics hours, completed at least 60 days before the license expires.

How to Get Your New Hampshire Insurance License: Step-by-Step Guide

Q: Does New Hampshire require a pre-licensing course?

No. PSI's bulletin says the Department does not specify an official study manual and you aren't required to take a pre-licensing study course.

New Hampshire producers are licensed by the New Hampshire Insurance Department. Exams are given by PSI, and you apply for the license through NIPR after passing.

Quick answer: New Hampshire's PSI exams cost $59 for a single line (Life, Accident & Health, Property, Casualty, Personal) and $72 for the combined Life, Accident & Health or Property & Casualty exams. You aren't required to take a pre-licensing course. Apply through NIPR after you pass.

Step 1: Confirm you're eligible

NIPR lists New Hampshire's minimum age at 18. Residents must pass the exam for the lines they want. If you're a new resident who held a producer license in another state within the past 90 days, PSI's bulletin says no exam is required. Applicants with a CPCU or CLU designation may need only the shorter New Hampshire laws-and-regulations exam for their line.

Step 2: Prepare for the exam

PSI's bulletin says the Department doesn't specify an official study manual and you aren't required to take a pre-licensing study course. A course built on the New Hampshire outline is the fastest way to cover the general and state-law material. See the New Hampshire courses →

Step 3: Register and pass the exam

Exam	Fee
Life	$59
Accident and Health	$59
Property	$59
Casualty	$59
Personal	$59
Life, Accident and Health (combined)	$72
Property and Casualty (combined)	$72

Fees are non-refundable and valid for one year from payment. Note that as of July 6, 2026, the Life and Life, Accident and Health exams are no longer offered with remote proctoring — they're in person at PSI testing locations. If you fail, you can't rebook the same day but can usually retest the next day depending on space. The bulletin doesn't state a passing score, so check your exam's content outline.

Step 4: Apply for the license

Submit your application online through NIPR: complete the NAIC Uniform Application, make sure your original passing exam results are on file, and pay the licensing fee. NIPR shows a $210 state fee for a producer license (plus NIPR's transaction fee); the Department's licensing-fee page has the current schedule.

What it actually costs

Item	Cost
PSI exam (single line / combined)	$59 / $72
State producer license fee (per NIPR)	$210 + NIPR transaction fee
Pre-licensing course	not required

Keeping your license

New Hampshire licenses expire on the last day of your birth month and renew every two years. Producers complete 24 hours of continuing education each cycle, including at least 3 (and no more than 10) ethics hours, certified at least 60 days before the renewal date.

Putting it together

Study to the New Hampshire outline, take the PSI exam, and apply through NIPR.

Ready to start your New Hampshire license?

Start the New Hampshire Property & Casualty course → — built around the New Hampshire exam outline, with timed practice exams and a state-law section.

Start the New Hampshire Life Only course → — the same approach for the life exam.

Both are one flat price per license line: pay once, keep lifetime access, no subscription, and backed by our Pass Guarantee. Not sure which line to pick? Compare everything on the New Hampshire page, or book a 1-on-1 tutoring session and we'll help you choose and build a study plan.