How to Get Your Montana Insurance License: Step-by-Step Guide
October 21, 2026 · PassReadyPro Team
Montana producers are licensed by the Commissioner of Securities and Insurance. Exams are given by Pearson VUE, and every resident applicant must be fingerprinted.
Quick answer: Montana's Pearson VUE exam fee is $65, and Montana's passing score is 75 — higher than the 70 many states use. Resident applicants must pass the exam within one year before applying, be fingerprinted, and apply through NIPR.
Step 1: Confirm you're eligible
To qualify as a Montana resident producer you must be a Montana resident, be at least 18, have passed an exam for your line within the year before you apply, and be fingerprinted. If you think you're exempt from the exam, the handbook says to email the Department at producerlicensing@mt.gov to confirm.
Step 2: Prepare for the exam
Pearson's handbook lists no pre-licensing education step. Montana's Life, Disability, Property and Casualty exams each have a General part and a State part, so study both. A course built on the Montana outline is the fastest way to cover them. See the Montana courses →
Step 3: Reserve and pass the exam
Reserve at Pearson VUE's Montana page at least 24 hours ahead; walk-ins aren't available. Pearson's June 2025 handbook states an examination fee of $65, paid at reservation and non-refundable. Time allotments are 1 hr 15 min for the General part plus 45 minutes to 1 hour for the State part, depending on the line.
The passing score is 75. After a fail, wait 24 hours before rebooking. Online-proctored candidates get two attempts per exam; later attempts must be at a test center.
Step 4: Fingerprints and application
All resident applicants must be fingerprinted — follow the instructions on the Department's licensing page. Then apply online at NIPR. The resident producer license fee isn't listed in the handbook; NIPR shows a $0 state fee for a producer license, so confirm with the Department.
What it actually costs
| Item | Cost |
|---|---|
| Pearson VUE exam | $65 |
| Fingerprinting | see the Department's instructions |
| State producer license fee | $0 per NIPR (confirm with the Department) |
| Pre-licensing course | not listed as required |
Keeping your license
Montana producer licenses renew every two years. Producers complete 24 credit hours of continuing education every 24 months, including at least 3 hours of ethics and at least 1 hour on changes in Montana insurance statutes and rules.
Putting it together
Study the General and State parts for Montana, book the Pearson VUE exam, get fingerprinted, and file through NIPR within a year of passing.
Ready to start your Montana license?
Start the Montana Property & Casualty course → — built around the Montana exam outline, with timed practice exams and a state-law section.
Start the Montana Life Only course → — the same approach for the life exam.
Both are one flat price per license line: pay once, keep lifetime access, no subscription, and backed by our Pass Guarantee. Not sure which line to pick? Compare everything on the Montana page, or book a 1-on-1 tutoring session and we'll help you choose and build a study plan.
Related reading
Frequently asked questions
How much does the Montana insurance exam cost?+
Pearson VUE's June 2025 handbook states an examination fee of $65, paid at reservation.
What is the passing score for the Montana insurance exam?+
75, according to Pearson's handbook — higher than the 70 used in many other states.
Does Montana require fingerprints?+
Yes. The handbook says all resident license applicants must be fingerprinted; see the Department's licensing page for how.
How long is my Montana exam result good for?+
Resident applicants must have passed an exam within one year immediately preceding the application date.
Ready to start studying?
Browse our Montana pre-licensing courses — pay once, study at your own pace.
See Montana CoursesThis article is for general informational purposes and reflects our understanding of Montana's licensing process at the time of writing. Requirements and procedures change — always verify current details with the Montana Commissioner of Securities and Insurance or your exam administrator before relying on anything here.