Does Maryland require pre-licensing education?

No. Effective October 1, 2024, Maryland repealed the education and experience requirements for producers who must pass an exam. You can schedule the exam without a course.

How much does the Maryland insurance license application cost?

The MIA's application and license fee is $54 and is non-refundable. Renewal is $69, which includes a $15 fraud prevention fee.

Who administers the Maryland insurance exam?

The MIA's producer pages and Bulletin 24-19 identify Prometric as the exam vendor. Confirm exam fees and scheduling on Prometric's Maryland insurance page.

How long is a Maryland insurance license valid?

Two years. Individual licenses expire on the last day of your birth month, and continuing education must be completed at least 15 days before expiration.

How to Get Your Maryland Insurance License: Step-by-Step Guide

The Maryland Insurance Administration (MIA) licenses producers, and the process got simpler in late 2024 when pre-licensing education was repealed.

Quick answer: Since October 1, 2024, Maryland no longer requires a pre-licensing course or minimum experience before the producer exam. You pass the Maryland exam through Prometric, then apply through NIPR for a $54 fee. Licenses are issued for two years and expire on the last day of your birth month.

Step 1: Confirm you're eligible

Residents must pass the Maryland exam for each line they request, then submit the NAIC Uniform Individual Application. The MIA reviews applications for criminal and regulatory history; complete applications are usually verified in 1–7 business days, with a final decision in 7–10 business days.

Step 2: Prepare for the exam

MIA Bulletin 24-19 (July 24, 2024) explains that, effective October 1, 2024, applicants who must pass an exam are no longer required to complete an approved program of study or meet minimum experience requirements before testing. The MIA and its exam vendor no longer maintain a list of pre-licensing providers, so you choose your own preparation. A course built around the Maryland outline is a practical way to cover the Maryland-law portion. See the Maryland courses →

Step 3: Schedule and pass the exam

The MIA's producer pages identify Prometric as the exam vendor and point to its Maryland insurance site for the exam content outline, which lists the time limit and number of questions. Exam fees and passing score are set in Prometric's materials, so confirm both there before you schedule.

Step 4: Apply through NIPR

Apply through NIPR or by mail to the MIA's Producer Licensing office. The application and license fee is $54 (Insurance Article § 2-112) and is non-refundable, even if the application is denied or withdrawn. Incomplete applications pending more than 120 days may be rejected.

What it actually costs

Item	Cost
Prometric exam	see Prometric's Maryland page
MIA application and license fee	$54
Pre-licensing course	no longer required

Keeping your license

Maryland licenses are issued biennially and expire on the last day of your birth month. Renewal is $69 ($54 plus a $15 fraud prevention fee), and an expired license can be reinstated within a year for an additional $100. Producers must complete continuing education no later than 15 days before expiration; state law allows the Commissioner to require up to 24 hours per renewal period, including 3 hours of ethics, and the MIA publishes the current credit requirements.

Putting it together

With no required course, Maryland is a good state to study efficiently: prepare to the outline, pass the exam, and file the $54 application through NIPR.

Ready to start your Maryland license?

Start the Maryland Property & Casualty course → — built around the Maryland exam outline, with timed practice exams and a state-law section.

Start the Maryland Life Only course → — the same approach for the life exam.

Both are one flat price per license line: pay once, keep lifetime access, no subscription, and backed by our Pass Guarantee. Not sure which line to pick? Compare everything on the Maryland page, or book a 1-on-1 tutoring session and we'll help you choose and build a study plan.