How to Get Your Maine Insurance License: Step-by-Step Guide
October 21, 2026 · PassReadyPro Team
Maine producers are licensed by the Bureau of Insurance. Exams are given by Pearson VUE, and you apply for the license after you pass.
Quick answer: Maine's Pearson VUE exams cost $55 for a single line (Life, Accident & Health, Property, Casualty, Personal Lines) and $80 for the combined Life/Accident & Health or Property & Casualty exams. The passing score is 70, and you wait one day before a retake. After you pass, apply — NIPR shows a $25 state fee for a resident producer license.
Step 1: Confirm you're eligible
Maine residents (or those whose principal place of insurance business is in Maine) must pass the appropriate exam and be granted a license by the Bureau of Insurance. When you apply, expect to prove your Maine address — NIPR lists documents such as a utility bill, lease or mortgage, or Maine vehicle registration.
Step 2: Prepare for the exam
Pearson's handbook lists no pre-licensing education step for producers. A course built on the Maine outline is the fastest way to cover the general and Maine-law material. See the Maine courses →
Step 3: Reserve and pass the exam
Reserve at Pearson VUE's Maine page; walk-ins aren't available and phone reservations need 24 hours' notice. Pearson's March 2026 handbook lists:
| Exam | Time | Fee |
|---|---|---|
| Life | 1 hr 45 min | $55 |
| Accident & Health | 2 hrs | $55 |
| Property | 2 hrs | $55 |
| Casualty | 2 hrs | $55 |
| Personal Lines | 2 hrs | $55 |
| Life, Accident & Health (combined) | 3 hrs 30 min | $80 |
| Property & Casualty (combined) | 3 hrs 30 min | $80 |
The passing score is 70. If you fail, wait one day before scheduling a retake. Fees are non-refundable unless you change or cancel with 48 hours' notice.
Step 4: Apply for the license
Once you've passed, submit your application and fee to the Bureau (through NIPR); incomplete applications are returned and delay issuance. NIPR shows a $25 state fee for a resident producer license (including a $15 application fee), plus NIPR's own transaction fee. You can print your license from the Bureau's site 24–48 hours after approval.
What it actually costs
| Item | Cost |
|---|---|
| Pearson VUE exam (single line / combined) | $55 / $80 |
| State producer license fee (per NIPR) | $25 + NIPR transaction fee |
| Pre-licensing course | not listed as required |
Keeping your license
A Maine resident license continues as long as fees are paid and continuing education is met. Producers complete 24 hours of CE every two years, including 3 hours of ethics, due at the end of the birth month (Bureau Rule 542).
Putting it together
Study to the Maine outline, book the Pearson VUE exam, and apply right after you pass.
Ready to start your Maine license?
Start the Maine Property & Casualty course → — built around the Maine exam outline, with timed practice exams and a state-law section.
Start the Maine Life Only course → — the same approach for the life exam.
Both are one flat price per license line: pay once, keep lifetime access, no subscription, and backed by our Pass Guarantee. Not sure which line to pick? Compare everything on the Maine page, or book a 1-on-1 tutoring session and we'll help you choose and build a study plan.
Related reading
Frequently asked questions
How much does the Maine insurance exam cost?+
Pearson VUE's March 2026 handbook lists $55 for single-line producer exams and $80 for the combined Life/Accident & Health and Property & Casualty exams.
Does Maine require pre-licensing education?+
Pearson's Maine handbook lists no education requirement before the producer exam.
How long must I wait to retake the Maine exam?+
One day. Reservations for re-examination aren't made at the test center, and you must wait one day before scheduling.
How many CE hours does Maine require?+
24 hours every two years, including 3 hours of ethics, due at the end of your birth month.
Ready to start studying?
Browse our Maine pre-licensing courses — pay once, study at your own pace.
See Maine CoursesThis article is for general informational purposes and reflects our understanding of Maine's licensing process at the time of writing. Requirements and procedures change — always verify current details with the Maine Bureau of Insurance or your exam administrator before relying on anything here.