How much does the Iowa insurance exam cost?

Pearson VUE's July 2025 handbook lists $44 per exam. Property and Casualty are separate exams, each $44.

Does Iowa require pre-licensing education?

No. The Iowa Insurance Division states that Iowa has no pre-licensing requirement; Iowa Code 522B.4 requires an examination.

How long is an Iowa exam result valid?

Under Iowa Administrative Code 191—10.4(4), exam results are valid for 90 days, so apply promptly after passing.

How to Get Your Iowa Insurance License: Step-by-Step Guide

Q: How many CE credits does Iowa require?

36 credits per CE term, including 3 ethics credits. Excess credits don't carry over.

Iowa producers are licensed by the Iowa Insurance Division. Exams are given by Pearson VUE, either at a test center or online.

Quick answer: Iowa's Pearson VUE producer exams cost $44 each. Iowa has no pre-licensing education requirement. You must be at least 18, pass the exam for each line, pay the $50 license fee and complete a criminal history check.

Step 1: Confirm you're eligible

Pearson's July 2025 handbook lists these resident requirements: be an Iowa resident, be at least 18 before sitting for the exam, submit a completed uniform application, pass the exam, pay the license fee, and not have committed an act that is grounds for denial under Iowa Code 522B. Applicants with certain felonies involving dishonesty or breach of trust must request the commissioner's consent — see the Division's licensing information.

Step 2: Prepare for the exam

Iowa Code 522B.4 requires an exam, and the Division states Iowa has no pre-licensing requirement. Each major-lines exam has a general section and an Iowa-law section. A course built on the Iowa outline is the fastest way to cover both. See the Iowa courses →

Step 3: Reserve and pass the exam

Reserve at least 24 hours ahead at Pearson VUE's Iowa page; walk-ins aren't available, and you can test online or at a test center. Pearson's handbook lists:

Exam	Length	Fee
Life	2 hours	$44
Accident & Health	2 hours	$44
Property	2 hours	$44
Casualty	2 hours	$44
Personal Lines	1 hour	$44

Note that Iowa lists Property and Casualty as separate exams, each $44, and requires passing Personal Lines before Commercial Lines. The passing score is set by the Division and isn't stated in the handbook. If you fail, you'll get a diagnostic score report and must wait 24 hours before reserving again.

Step 4: Apply for the license

After passing, submit the NAIC uniform application and pay the license fee — Iowa Code 522B.5 sets the resident producer license fee at $50. Iowa also runs a criminal history check on applicants. Exam results are valid for 90 days under the Division's rules (Iowa Admin. Code 191—10.4(4)), so don't wait to apply.

What it actually costs

Item	Cost
Pearson VUE exam (per exam)	$44
Resident producer license fee	$50
Criminal history check	see the Division
Pre-licensing course	not required

Keeping your license

Iowa producers complete 36 continuing education credits per CE term, including 3 ethics credits. Excess credits don't carry over, and courses taken before initial licensure don't count (Iowa Admin. Code ch. 11).

Putting it together

Study to the Iowa outline, pass the Pearson VUE exam, and apply promptly with the $50 fee.

Ready to start your Iowa license?

Start the Iowa Property & Casualty course → — built around the Iowa exam outline, with timed practice exams and a state-law section.

Start the Iowa Life Only course → — the same approach for the life exam.

Both are one flat price per license line: pay once, keep lifetime access, no subscription, and backed by our Pass Guarantee. Not sure which line to pick? Compare everything on the Iowa page, or book a 1-on-1 tutoring session and we'll help you choose and build a study plan.