How much does the Hawaii insurance exam cost?

Pearson VUE's January 2026 handbook lists a $75 exam fee, paid at the time of reservation.

Can I take the Hawaii exam online?

Yes. Pearson VUE offers online proctored exams (OnVUE) as well as test centers. Online retakes have longer waits: two weeks after the first fail, then four weeks after each later one.

How many CE hours does Hawaii require?

24 hours per two-year cycle for a producer in one group of lines — 21 line-specific hours plus 3 in ethics or insurance laws and rules.

How to Get Your Hawaii Insurance License: Step-by-Step Guide

Q: Does Hawaii require pre-licensing education?

No. The Hawaii Insurance Division does not require a specific program of pre-licensing education or pre-screen exam candidates.

Hawaii producers are licensed by the Insurance Division of the Department of Commerce and Consumer Affairs (DCCA). Exams are given by Pearson VUE, at a test center or online.

Quick answer: Hawaii's Pearson VUE exam costs $75 per line of authority and the passing score is 70. Hawaii doesn't require a pre-licensing education program, and Pearson doesn't pre-screen candidates. Apply through NIPR after you pass — the state fee shown there is $150.

Step 1: Confirm you're eligible

You must be at least 18. Hawaii also waives the exam for some applicants: those who held a Hawaii insurance license within the last two years, and those licensed for the same lines in another state who are currently licensed there or apply within 90 days of cancellation with a good-standing certification. See the Division's licensing pages for details.

Step 2: Prepare for the exam

The Insurance Division does not require a specific program of pre-licensing education. Use the content outlines in Pearson's handbook, and a course built on the Hawaii outline to cover the general and Hawaii-law material. See the Hawaii courses →

Step 3: Register and pass the exam

Register at Pearson VUE's Hawaii page at least 24 hours ahead; walk-ins aren't available. Pearson's January 2026 handbook lists a $75 exam fee per exam, paid at reservation and non-refundable. Hawaii has separate exams for Life, Accident & Health, Property, Casualty and Personal Lines. You can take up to two exams in one session (Personal Lines must be taken separately), and online exams can't be combined.

The passing score is 70. Retake rules differ by how you test: after a test-center fail, wait 24 hours; after an online fail, wait two weeks for the first online retest and four weeks after each later one.

Step 4: Apply for the license

After passing, apply for the license through the Insurance Division — applications run through NIPR, which lists a $150 state fee for a producer license (the Division prorates fees to your renewal period, so confirm the current schedule with the Division). Hawaii accepts no one under 18.

What it actually costs

Item	Cost
Pearson VUE exam (per exam)	$75
State producer license fee (per NIPR)	$150 + NIPR transaction fee
Pre-licensing course	not required

Keeping your license

Hawaii producers complete 24 hours of continuing education every two years — for a producer in one group of lines, 21 hours related to the line plus 3 in ethics or insurance laws and rules. Failing to complete CE makes the license inactive.

Putting it together

Study to the Hawaii outline, book the Pearson VUE exam, and apply through NIPR after you pass.

Ready to start your Hawaii license?

Start the Hawaii Property & Casualty course → — built around the Hawaii exam outline, with timed practice exams and a state-law section.

Start the Hawaii Life Only course → — the same approach for the life exam.

Both are one flat price per license line: pay once, keep lifetime access, no subscription, and backed by our Pass Guarantee. Not sure which line to pick? Compare everything on the Hawaii page, or book a 1-on-1 tutoring session and we'll help you choose and build a study plan.