How much does the Alabama insurance exam cost?

ALDOI lists $50 for a producer exam and $75 for the combined Life and Health or Property and Casualty exam. Fees are non-refundable.

Does Alabama require a pre-licensing course?

No. Alabama's pre-licensing rules were repealed effective January 1, 2024. You still must pass the exam, be fingerprinted and apply.

How long is my Alabama exam result valid?

ALDOI says the examination certificate is valid for one year from the date of completion, so apply within that window.

What fingerprint vendor does Alabama use?

ALDOI accepts only fingerprints processed through Fieldprint for a producer license application, and results remain in its system for only 30 days.

How to Get Your Alabama Insurance License: Step-by-Step Guide

Alabama producers are licensed by the Alabama Department of Insurance (ALDOI). The state dropped its pre-licensing course requirement in 2024, so the path is: pass the exam, get fingerprinted through the approved vendor, submit proof of citizenship, and apply through NIPR.

Quick answer: Alabama's producer exam costs $50 for a single line and $75 for the combined Life & Health or Property & Casualty exam. A passing grade is 70, and your exam certificate is valid for one year. Alabama no longer requires a pre-licensing course. The state license fee is $80 plus a $5 NIPR fee.

Step 1: Confirm you're eligible

You must be at least 18 and must not have committed an act that is grounds for denial, suspension or revocation of a license — for example, providing false information on the application, a felony conviction, or a license denied or revoked in another state. See ALDOI's producer requirements for the full list.

Step 2: Prepare for the exam

Alabama's rules requiring a pre-licensing course were repealed effective January 1, 2024, so the exam, fingerprints and application are what remain. ALDOI publishes content outlines for each exam. A course built on those outlines — including the Alabama-law section — is the most direct way to prepare. See the Alabama courses →

Step 3: Register and pass the exam

Registration runs through the University of Alabama, ALDOI's exam vendor, with testing at five locations: Birmingham, Huntsville, Mobile, Tuscaloosa and Montgomery. ALDOI lists these fees:

Exam	Fee
Single-line producer exam (e.g., Life, Property)	$50
Combined Life and Health	$75
Combined Property and Casualty	$75

Exam fees are non-refundable. Under ALDOI's rule, a passing grade is a total of 70 out of 100, and the results certificate is valid for one year. After repeated failures on the same line, the rule adds waiting periods — 90 days after two failed attempts, and 180 days after two more (Ala. Admin. Code 482-1-147) — so it pays to be ready before you sit.

Step 4: Fingerprints, proof of citizenship and application

Fingerprints: ALDOI accepts only fingerprints processed through Fieldprint, taken for an Alabama license application. Results stay in the Department's system for only 30 days, so time your application to match.
Proof of citizenship: Alabama verifies the citizenship of every applicant under the Beason-Hammon Act. Your license won't be issued until the documentation arrives, and the application is rejected if it isn't received within 10 days.
Apply: ALDOI asks you to wait 3–5 business days after passing, then apply online through NIPR. Select every line you want — adding one later costs a new fee.

What it actually costs

Item	Cost
Exam (single line / combined)	$50 / $75
Initial producer license (ALDOI)	$80 + $5 NIPR fee
Fieldprint fingerprinting	set by the vendor
Pre-licensing course	not required

Keeping your license

Producer licenses renew every two years in your birth month. ALDOI lists a $70 biennial renewal fee and a $50 late fee, with a 30-day grace period after expiration. Producers complete 24 classroom hours of continuing education, including 3 hours of ethics, each renewal cycle (Reg. 482-1-110).

Putting it together

Study to the Alabama outline, pass the exam, get Fieldprint fingerprints and submit proof of citizenship, then apply through NIPR 3–5 business days after you pass.

Ready to start your Alabama license?

Start the Alabama Property & Casualty course → — built around the Alabama exam outline, with timed practice exams and a state-law section.

Start the Alabama Life Only course → — the same approach for the life exam.

Both are one flat price per license line: pay once, keep lifetime access, no subscription, and backed by our Pass Guarantee. Not sure which line to pick? Compare everything on the Alabama page, or book a 1-on-1 tutoring session and we'll help you choose and build a study plan.